Answer 14 questions and get a free personalised report naming the specific policies and insurers suited to your profile — with estimated premiums. Not generic advice. Specific to you.
Free · No name or NRIC · Under 3 minutes
Compares 190+ plans across 17 Singapore insurers · No sign-up needed
Your age is the single biggest factor in insurance pricing and which products you can qualify for.
Some insurance products — particularly critical illness and maternity plans — have gender-specific pricing and conditions.
The number of people relying on your income is the biggest driver of your life insurance coverage needs.
Used only to size your recommended cover — never stored with your name or contact details.
Kept confidential and never linked to your name or contact — it only affects which plans we flag for you.
Select everything that applies. We won't recommend policies you already have unless a meaningful upgrade is clearly warranted.
Used to estimate the disability income you'd need to keep your lifestyle if you couldn't work — never stored with your name or contact.
Select all that resonate. These determine how we prioritise your recommendations.
Optional — but the single most useful thing you can add. Even one line about your situation turns a generic result into something genuinely personal.
InsureSG is free to use and may receive a referral fee from the adviser's firm. This never influences your recommendations.
InsureSG may receive a referral fee from the financial adviser's firm. This does not influence your recommendations.
Products presented by InsureSG are for general educational and comparison purposes only and do not constitute financial advice or any regulated financial service under Singapore's Financial Advisers Act (Cap. 110) or Insurance Act (Cap. 142). InsureSG is not a MAS-licensed financial adviser. Always consult a qualified MAS-licensed adviser before purchasing any policy. Premiums are indicative and subject to individual underwriting.
InsureSG does not store your name or mobile number. Anonymous, banded trend data is collected from every completed assessment and may be combined into aggregated, non-identifying insurance trends shared with insurer partners; a more detailed copy of your answers is kept only if you opt in. InsureSG may receive referral fees from licensed financial adviser partners.
Authorised access only.
Incorrect password.
Effective: April 2026 · InsureSG Singapore · privacy@insuresg.ai
InsureSG operates two separate data streams: (A) Assessment data from the four-section questionnaire — stored without any name, NRIC, email, or phone number; and (B) Contact data (name + mobile) collected only if you explicitly request a financial adviser consultation. Stream B is transmitted directly to the financial adviser and is never stored on InsureSG's systems.
Tier 1 — anonymous, from every completed assessment. When you complete an assessment, we keep a deliberately non-identifying, banded record: your age band (e.g. 35–44), income band, coverage-gap band, employment type, number of dependants, home-ownership type, the categories of insurance recommended, and referral source. It contains no exact figures, no health details, no free-text, no name, NRIC, email or phone, and is not linked to your detailed answers or to Stream B. These banded records may be combined into aggregated, statistical insurance trends (for example, "X% of users in an age band had a critical-illness gap") which may be shared with insurer or research partners. Only aggregates large enough that no individual can be identified are ever produced or shared — individual records are never disclosed. This anonymous collection is covered by the Privacy Policy & Terms you agree to before viewing your report.
Tier 2 — detailed, only if you opt in. If (and only if) you tick the optional "keep a detailed copy of my answers" box, we additionally retain the fuller set: exact age, gender, annual income, marital status, dependants, any pre-existing health condition you enter, loan type, occupation, home ownership, protection goals, budget, risk appetite, coverage-gap score, categorised signals from your notes (the raw notes text is never stored), FA referral status, and referral source. This is used to improve recommendations, still never includes your name, NRIC, email or phone, and is never linked to Stream B. You can withdraw this opt-in at any time.
InsureSG may receive referral fees from MAS-licensed financial adviser firms on successful policy purchases. These fees do not influence the AI-generated recommendations, which are produced independently. InsureSG may also publish or share aggregated, anonymised insurance trends (such as the prevalence of coverage gaps across age or income bands) with insurer or research partners. These aggregates contain no individual records and nothing that can identify you; your name and contact details are never part of this data and are never shared for this purpose.
Withdraw consent, request data access or deletion, or lodge complaints with the PDPC at www.pdpc.gov.sg. Contact: privacy@insuresg.ai. Data retained maximum 24 months then permanently deleted.
By using InsureSG and ticking the agreement box, you accept that: InsureSG provides educational insurance comparison only and does not constitute regulated financial advice under the Financial Advisers Act (Cap. 110); InsureSG is not MAS-licensed and does not sell insurance; recommendations are AI-generated from a curated product list and must be verified directly with the insurer and a MAS-licensed financial adviser before any purchase; premiums shown are indicative only and not quotes; InsureSG is free to use and may earn referral fees from licensed adviser partners; and anonymous, aggregated trend statistics (Tier 1 above) are collected from all completed assessments and may be shared with insurer partners as described in this policy. Ticking the box confirms your agreement to these terms and this Privacy Policy.